How a used car inspection can save you money in the long run

How a used car inspection can save you money in the long run
Modern cars have for decades been equipped with more computing power than the NASA spacecraft that put a man on the moon - and they're only getting more complex. So how do you know if the one you're buying is in good working order?

They typically have multiple advanced safety systems, high-tech low-emission engines and an entire network of luxury features that make them better equipped than even the most expensive cars of a decade or two ago.

But if you’re buying secondhand, and want to enjoy all these features without paying the high prices of a new car, how can you be certain everything works as it should and you won’t get hit by an unexpectedly eye-watering bill?

By taking out a used car inspection. Like having a medical before you take out life insurance, a used car inspection should be seen as a health check for cars that can protect you from getting caught out on the used car market.

Given how repairing even the most minor fault on a high-tech modern car can run well into the hundreds of pounds - and major issues into the thousands - they are among the best value motoring insurance schemes out there.

What's included in a used car inspection?

Vehicle inspections are generally carried out by qualified engineers. They will diligently check hundreds of essential areas covering all aspects of a car, including:

  • Engine and gearbox
  • Suspension
  • Safety equipment
  • Interior features
  • Bodywork condition
  • Signs of accident damage
  • Evidence of neglect or poor maintenance
  • Full road test

RAC's Basic Inspection package is anything but - you'll get a 218-point mechanical and structural inspection, a road test and a fault report emailed to you.

The Comprehensive Inspection is recommended for cars over 10 years old, write-offs, modified cars, 4x4s, vans and convertibles, with a 307-point inspection covering all key aspects of the car's mechanical, structural, electrical and interior state.

Finally, the Advanced Inspection is recommended for high-end cars, classic cars and anything where a high standard of condition is required. As well as the 307-point checks from the Comprehensive package you'll get a full diagnostic analysis, a 20-mile road test, a brake fluid analysis, photos and more. 

All checks are based on making sure cars are safe, sound and roadworthy; they’ll all be summarised in a written report so you have physical evidence of a car’s actual condition should you need to discuss it with a vendor prior to doing a deal.

What’s more, because engineers are physically inspecting the car, they will also be able to discuss with you any particular areas of a car – thus helping you make a clear, insightful decision on any potential used car purchase.

These checks will make sure you know exactly what sort of condition the car is in. But, with an RAC Vehicle Inspection, there’s an added bonus – a full RAC Car Data Check comes as part of the package. This looks back through the car’s history to make sure it hasn’t been stolen, scrapped, clocked or written off: it basically makes sure there are no skeletons in the closet.

Any honest seller should not object to having the car they’re selling inspected. After all, if it’s a sound motor, the inspection should help it sell more easily. So it’s certainly worth considering one for your next used car purchase.

After all, modern cars’ complexity doesn’t come cheap – repairing them won’t quite cost as much as sending a man to the moon, but it will still be a hefty bill you could do without.

Has a used vehicle inspection saved you from a potential nasty big bill? Why not tell the RAC community on our Twitter or Facebook page.

Breakdown from £5.29 a month for Roadside & Recovery*

Breakdown from £5.29 a month for Roadside & Recovery*

• Cheaper than AA Price Guarantee^

• We get to most breakdowns in 60 mins or less

• Our patrols fix 4/5 breakdowns on the spot

*Max 40% applies to new Extra cover for 1 vehicle. Ends 01/04, 4pm. At least 10% of new customers pay this for single-vehicle Roadside & Recovery (Standard). ^Find the same cover cheaper on theaa.com within 7 days & we'll beat it by 10%. T&Cs here.

Breakdown from £5.29 a month for Roadside & Recovery*